Terms of Use

A legal disclaimer

This Website is owned and operated by Belvin Insurance Group (“Belvin Insurance Group,” “we,” “us,” or “our”). For the purposes of these Terms of Use, “Affiliates” means any entity controlling, controlled by, or under common control with Belvin Insurance Group.

These Terms of Use apply to www.belvininsurancegroup.com and any other affiliated websites, online services, or applications where these Terms appear (collectively, the “Website”).

By accessing or using the Website, you confirm that:

1. You are of legal age in your jurisdiction to form a binding contract; and

2. You have read, understood, and agree to be bound by these Terms of Use and any additional terms posted elsewhere on the Website.

If you are accessing the Website on behalf of another individual or entity, you represent that you have the authority to bind them to these Terms. In that case, “you” and “your” will refer to both you and that individual or entity.

If you do not agree to these Terms, do not use the Website.

We may revise these Terms at any time without prior notice by updating this page. Your continued use of the Website constitutes your acceptance of any changes.

1. Disclaimer

1.1 Use at Your Own Risk
You access and use the Website at your sole risk. To the fullest extent permitted by law, the Website and all information, materials, and software are provided “as is” and “as available,” without warranties of any kind, either express or implied. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

1.2 No Guarantee of Accuracy
We do not warrant or represent that the Website or its content will be accurate, complete, reliable, timely, uninterrupted, secure, or free of defects, viruses, or harmful components. You assume all responsibility for any costs associated with servicing or repairing your devices as a result of your use of the Website.

1.3 Informational Purposes Only
The content on the Website is for general informational purposes only and is not intended to be a complete description of all terms, conditions, or exclusions. Do not rely on it as legal, insurance, or risk prevention advice. For specific details, please refer to your policy documents.

2. Restrictions on Use

2.1 Prohibited Uses
Unless expressly permitted in writing, you may not copy, reproduce, modify, upload, post, transmit, distribute, or use any material or software from the Website for commercial purposes. You may download content for personal, non-commercial use only if you retain all copyright and proprietary notices.

2.2 You Agree Not To:
a) Infringe upon the intellectual property rights of Belvin Insurance Group or others;
b) Access, tamper with, or attempt to interfere with the Website’s systems or data, including:
  1. Obtaining personal information about other users;
  2. Modifying or damaging any information;
  3. Reverse-engineering any part of the Website;
  4. Introducing viruses, malware, or other harmful code;
  5. Damaging, disabling, or overloading the Website or its infrastructure;
c) Interfere with other users’ enjoyment of the Website;
d) Use automated tools (e.g., scraping, data mining) to collect data; or
e) Use the Website for any illegal, unauthorized, or fraudulent purpose.

3. SMS Terms

SMS Terms SMS Consent Communication: The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications: If you have consented to receive text messages from Belvin Insurance Group, you may receive messages related to the following:
- Policy & Plan Information
- Quotes
- Follow-Up Messages
- Billing Inquiries Message

Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to several SMS messages per week related to your new policy.

Potential Fees for SMS Messaging:  Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

Opt-In Method: You may opt in to receive SMS messages from Belvin Insurance Group in the following ways: Verbally, during a conversation By submitting our online form Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.  

Help: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us by calling 478-488-3040

Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
Standard Messaging Disclosures: Message and data rates may apply. You can opt out at any time by texting "STOP." For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages. Message frequency may vary

4. Third-Party Content

4.1 The Website may contain links to third-party sites not operated or controlled by us. We are not responsible for their content or policies.

4.2 We do not monitor third-party websites linked from our pages and assume no responsibility for their accuracy or availability.

4.3 The Website may include social bookmarking tools that allow you to share content on social media. Your use of such tools is subject to the terms and privacy policies of the respective platforms.

5. Limitation of Liability

5.1 To the fullest extent permitted by law, Belvin Insurance Group will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use—or inability to use—the Website, even if advised of the possibility of such damages.

5.2 You are responsible for any liabilities resulting from your unauthorized use of the Website or your violation of these Terms.

6. Indemnification

You agree to defend, indemnify, and hold harmless Belvin Insurance Group, its Affiliates, officers, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Website or your violation of these Terms.

7. Jurisdictional Issues

7.1 The Website is not intended for use in jurisdictions where its content or operation would be unlawful. You are responsible for compliance with local laws.

7.2 Nothing on the Website constitutes legal, tax, investment, or insurance advice.

7.3 Information on surplus lines products is intended solely for licensed surplus lines producers.

7.4 Availability of products and services may vary by location.

8. Ownership of Information

Any non-personal information you provide to Belvin Insurance Group via the Website (such as questions, comments, or suggestions) will be treated as non-confidential and will become our property, which we may use for any purpose without obligation to you.

9. Trademarks and Copyrights

9.1 All trademarks, service marks, and trade names displayed on the Website are proprietary to Belvin Insurance Group. You may not use them without prior written permission.

9.2 All images, videos, and other materials on the Website are either owned by or used with permission from Belvin Insurance Group and may not be used without authorization.

10. Privacy Policy

Please review our Privacy Policy for details on how we collect, use, and protect your personal information.

11. Forward-Looking Statements

Any forward-looking statements on the Website are based on current expectations and subject to risks and uncertainties. We disclaim any obligation to update such statements.

12. Software Licenses

Any software available on the Website may be subject to export control laws. You agree not to export such software in violation of applicable regulations.

13. Governing Law and Venue

These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles. Any disputes will be resolved exclusively in state or federal courts located in Georgia. Both parties waive the right to a jury trial.

14. Entire Agreement and Severability

These Terms constitute the entire agreement between you and Belvin Insurance Group regarding your use of the Website. If any provision is found to be unenforceable, the remaining provisions will continue in effect.